Texas Property and Casualty License Practice Exam

Under which circumstance can strict liability be imposed?

1. If a victim did not take precautions

2. If a product is defectively designed

3. If there was negligence involved

4. If a contractual agreement is violated

The correct answer is: If a product is defectively designed

Strict liability can be imposed under circumstances where a product is defectively designed. This legal concept varies from negligence because it does not require proof that the manufacturer or seller was negligent in their actions; instead, it focuses on the condition of the product itself. Therefore, if a product is shown to have a design flaw that makes it unreasonably dangerous, the manufacturer can be held liable for any resulting damages or injuries, regardless of the precautions they might have taken. This distinction is critical because strict liability protects consumers by holding producers accountable for the safety of their products, ensuring that safety standards are maintained. This approach helps encourage manufacturers to enhance safety in design, thus potentially reducing risks to consumers overall.